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Melanie Williams Havens: Associate Professor of Business Law, Department of Business Law, School of Business Administration and Economics, California State University, Northridge; J.D., Boston University School of Law, 1981; B.A., University of California, Santa Cruz, 1977.

Michael F. Koehn: Principal, Analysis Group, Inc., Boston, Los Angeles, and San Francisco; Adjunct Associate Professor of Finance, University of California, Irvine; Ph.D., Wharton School, University of Pennsylvania, 1977; M.B.A., University of Southern California, 1974; M.A., University of Chicago, 1973; B.A., University of California, Irvine, 1971.

Michael A. Williams: Associate, Analysis Group, Inc., Boston, Los Angeles, and San Francisco; former economist, Economic Analysis Group, Antitrust Division, U.S. Department of Justice, 1982-1988; Ph.D., University of Chicago, 1982; M.A., University of Chicago, 1978; B.A., University of California, Santa Barbara, 1976.

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